Bankruptcy and Medical Bills in Burlington County, NJ
For overwhelming medical debt, we are here to help
Every day, patients throughout New Jersey and Pennsylvania are faced with large medical bills beyond their financial means. When medical debt is piling up, you may feel alone and hopeless. The bankruptcy attorneys at McDowell Posternock Apell & Detrick, PC are here to help.
Overwhelming medical bills are the leading cause of bankruptcy in the United States, with more than ⅓ of all bankruptcy filings related to medical expenses. It is common knowledge that medical care is expensive, especially when you have little or no medical insurance. One sudden illness or accident is enough to result in huge hospital bills. Our bankruptcy attorneys at McDowell Posternock Apell & Detrick, PC are available to help you work through the bankruptcy process in NJ.
How can bankruptcy relieve my medical debt?
Luckily, medical bills are among the easiest type of debt to discharge because creditors cannot accuse you of living beyond your means or making unnecessary, indulgent purchases. Judges and trustees understand that medical bills concern your health and the expenses are therefore beyond your control.
What are the benefits to seeking legal advice about my medical bills?
- Get a professional opinion about the best course of action
- Learn the truth about bankruptcy and how filing will impact your life
- Prevent medical bill collectors from further contacting you upon filing
- Get assistance in rebuilding your credit
By filing for Chapter 7 bankruptcy, you may be able to have some or all of your medical debt eliminated at once. If you are not eligible for Chapter 7, you may be able to file for Chapter 13 bankruptcy, paying back as much medical bill debt as you reasonably can over 3 to 5 years.
Seek bankruptcy advice with a free phone consultation
If your medical bills are spiraling out of control without an end in sight, now may be the time to consider bankruptcy as an option. Admitting you need help is often the hardest step on the road to financial recovery. Once you have a skilled South Jersey bankruptcy attorney on your side, you can obtain the peace of mind and fresh start you deserve. Call McDowell Posternock Apell & Detrick, PC today or fill out the contact form to schedule your free phone consultation and learn how filing for bankruptcy can help you.