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Consumer Rights Attorneys in Burlington County Offer Protection Against Fraudulent and Deceptive Business Practices

Far too many consumers in New Jersey are taken advantage of by dishonest sellers. Some of these deceptive business practices include high-pressure sales tactics, lies about the quality of a product or service in order to induce a purchase, improper billing for a product or service, and a bait-and-switch tactic that involves intentionally trying to deceive customers by using “fine print” in an advertisement.

An unscrupulous seller might tell himself he’s merely “massaging the truth” or “telling a white lie.” The reality is you’ve been misled and you understandably feel exploited and cheated. Victims of consumer fraud deserve to be compensated. The experienced NJ consumer protection attorneys at McDowell Posternock Apell & Detrick, PC can help you obtain justice and secure financial reparations.

How Strong are the Protections Afforded by the New Jersey Consumer Fraud Act?

The New Jersey Consumer Fraud Act is one of the strongest consumer protection laws in the country. It prohibits the “use or employment by any person of any unconscionable commercial practice, deception or fraud, false pretense, false promise or misrepresentation, or the knowing concealment, suppression or omission of any material fact with the intent that others rely upon such concealment, suppression or omission, in connection with the sale or advertisement of any merchandise or real estate.” This means the law protects consumers and regulates the manner in which a seller may conduct business.

There are three bases for liability under the NJ Consumer Fraud Act:

Affirmative misrepresentation – A merchant makes an affirmative act or misrepresentation. In the case of an affirmative misrepresentation, knowledge or intent to defraud is not necessary to incur liability. Even unintentional, negligent misrepresentations can constitute consumer fraud.

Knowing omission or concealment – A merchant intentionally fails to disclose a material fact. In cases of omission or failure to disclose, the merchant must have acted with knowledge or had intent to deceive.

Violation of the law – A merchant violates a specific-situation statute or an administrative regulation. The Consumer Fraud Act includes roughly 40 specific-situation topics, such as Internet dating services, delivery of household furniture, home appliance servicing and repair, automobile sales practices, and the sale of health club services.

The NJ law against consumer fraud applies in a variety of situations, including:

  • Home improvement fraud committed by home improvement contractors
  • Telemarketing fraud
  • Insurance fraud committed by insurance company agents
  • Fraud perpetrated by financial advisors
  • Defective product sales by retail store operators
  • Improper retail store refund policies
  • Auto fraud committed by car salesmen – including lemon law cases, failure to disclose prior accidents, fee padding, “spot delivery” of vehicles before obtaining credit approval, and abusive financing plans
  • Automobile repair fraud – an auto repairman cannot make unauthorized repairs to your vehicle
  • Unfair debt collection practices
  • Deceptive Internet practices
  • Fraudulent funeral home practices

The penalties for violation of the New Jersey Consumer Fraud Act are severe. They include treble damages (the liable party must pay three times the amount of damages) and compensation for attorney’s fees.

Experienced Maple Shade, NJ Consumer Fraud Lawyers Protect You against Home Improvement Contractors

When you pay a contractor to do a job, you expect them to complete the job and to do it properly. If a contractor does a bad job, they may be in breach of contract. We have experience handling cases against unscrupulous home improvement contractors. For example, we’ve  represented:

  • Owners of a 26-unit apartment house in Ocean City, NJ against both the public adjuster and the contractor because they improperly sought more than 50 percent of the available insurance money.
  • A woman who paid for, but never received, a backyard shed from a local business. (We recovered her entire balance plus all legal fees without going to court.)
  • A homeowner who sought improvements to her property in order to relocate her Parkinson’s-stricken husband’s bedroom but received such poor quality and delayed services that he was only able to spend a short time in the comfort of his new surroundings.

There are things you can do to protect yourself against home improvement contractors. In the event those protections fail, you deserve to be compensated. We will help.

McDowell Posternock Apell & Detrick, PC Fights Consumer Fraud in South Jersey

If you believe you’ve been cheated by an unscrupulous seller or business, contact McDowel,l Posternock, Apell & Detrick, PC. Call us or you can simply fill-out our online contact form to arrange an in-person consultation in our Moorestown, Maple Shade or Browns Mills offices. One of our experienced consumer protection lawyers will be happy to speak with you about your South Jersey case and help you understand the potential remedies that are available.

i felt as if she was looking
out for us like family

We closed our house sale yesterday with Melanie Levan. She was so professional, knowledgeable and great to work with. I felt as if she was looking out for us like family. I highly recommend her.

Debbie Poley Thompson

Our Awards

McDowell Posternock Apell & Detrick attorneys have received recognition from various groups and publications. Specific awards are noted on our attorney bios. More information about each of these awards and the methodology used for selection can be found on the following links. Super Lawyers, Awesome Attorneys, South Jersey Biz Best Attorneys in Business. No aspect of these accolades has been approved by the Supreme Court of New Jersey.

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Maple Shade

46 West Main Street
Maple Shade, NJ 08052

Fax: (856) 482-5511

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Moorestown

400 North Church St. Suite 250
Moorestown, NJ 08057

Fax: (856) 642-6148

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Browns Mills

57 Juliustown Rd
Browns Mills, NJ 08015

Fax: (609) 893-1277

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Philadelphia

1528 Walnut St, Suite 2015
Philadelphia, PA 19102

 

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